Private
Education Loans for Continuing Ed Students
When you Need Money to Advance Your Career ... FAST!
Where you need to
—
•
enroll into a certificate program
•
take online courses for a degree
•
get a new laptop for online study
•
travel to attend a campus seminar
And you need to get started NOW!
Turn
to private education loans to help fund
your continuing education. You
can get your money in as little as 5 business
days.
The SayStudent Private Continuing Education Loan is
designed to help students attending school
on a part-time basis. You can borrow up to $40,000 and make no payments until after you graduate or leave school: see footnotes below
*Call 1-866-230-4578
to confirm eligibility of participating schools.
Credit Guidelines
Note: some continuing education students may a qualified co-signer such as a
parent or another in order to qualify for
the loan — see how best to qualify
Borrowers must meet the credit requirements below:
•
have a satisfactory credit history of at least 21 months
•
have a satisfactory
employment
history of at least two
years
•
if self-employed,
verifiable business income for at least two years
•
sufficient current
income
•
have resided at your most current and immediately preceding addresses for a total of at least one year
•
U.S. citizen or
permanent residence and have resided
in the U.S. for the previous two
years
•
international students can apply with a qualified, creditworthy US citizen or permanent resident cosigner
Repayment Terms
•
for
certificate/degree granting programs:
repayment is deferred until the earlier
of
two years after the first disbursement,
six months after graduation, or
six months after enrollment has
ended
•
for non-certificate/non-degree granting programs:
repayment may be deferred until the
earlier of
six months after end of the academic
period for which the loan is taken,
or
1 Undergraduate and graduate borrowers may borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where the cost of attendance has been determined to exceed $30,000). Borrowers in Continuing Education may borrow up to $30,000. Subject to credit approval.
2 Undergraduates may defer repayment until six months after graduation or ceasing to be enrolled at least half-time. Immediate and interest only repayment options are also available. Graduate repayment is automatically deferred. The terms of deferral of Continuing Education loans varies with program type. K-12 loans are immediate repayment loans.
This work contains copyrighted materials owned by The Education Resources Institute, Inc.
SayStudent Loans are funded by Charter One Bank, N.A.,
Member FDIC and Equal Opportunity Lender